PM AWAS YOJANA The online house application process through Pradhan Mantri Awas Yojana (PMAY) looks simple according to me. According to, which the way to register is as follows.
1.To visit the official site for PMAY
PMAY (Urban): pmaymis.gov.in
PMAY (Gramin): https://pmayg.nic.in/netiayHome/home.aspx
2.category
Make the selection of “Citizen Assessment” on the website.Select your category (like “For Slum Dwellers”, “Benefits under 3 Components”).
3. Enter the Aadhaar number
Fill your Aadhaar number correctly and completely to get your details.Click the “Check” button.
4. Fill in personal details
Type in your name, mobile number, email address, along with other important details.Attach the details about your family.
5. Address and building details
Type your current address and home address.Include building type and other specifics.
6. Save and move on
When all parts are filled with the necessary details you can click “Save” and “Proceed”.When everything is correct, then press the “Submit” button.
7. Take a print out of the application
The “Print” option is available for taking a print out of your application.Store the print for your own sake.
8. Complaints and Contact
If you experience any problem, you can make a complaint through the PMAY website’s contact details.
Documentation check for PMAY enrollmentThe Identity
Aadhar Card
The proof of Identity (for example Voter ID, PAN, Driving License, etc.)
Incomecertificate
Bank Statement
Photograph of passport size
In this chapter, the process of application online for PMAY is user-friendly and available. You can accelerate your home loan application process with the help of the government’s scheme.
Benefits and Features of PM Awas Yojana (PMAY)
**Specialty:**
1.Opportunity to become a real home owner Thanks to PMAY dreams of a home can be fulfilled and people get loans for their own homes.
2.For Economically Weaker Class This scheme is specially designed for the poor and middle class, so that they can fulfill their dreams of owning a house. 3.
3.SUCCESSFUL IMPLEMENTATION The scheme has been implemented in every state and union territory.
4.Separate Schemes for Rural and Urban Areas Hence citizens of both the areas benefit from this scheme.
5.Quality of Housing Standard of Housing: To give people a healthy environment to live in is made regarding housing quality. It is PMAY, the major kind of housing program of the Indian government, the main goal of which is to finish building houses for every citizen by the year 2024.
Benefit:**
1.Home Loan on Subsidy Under PMAY, subsidy is available for loans, with the help of which the interest rate on home loan is relaxed.
2.Assistance for Building Financial assistance is provided under this scheme to make a kachhabandh house concrete.
3.Different benefits under Saxon There are different benefits and schemes under PMAY Urban and PMAY Rural, which are meant for people living in rural and urban areas.
4.More time for housing Loan up to 20 years is required to avail the benefits of the scheme.
5.Special priority for women A mechanism to promote women ownership, thereby increasing women empowerment.
6.Preference for Physically Handicapped Physically Handicapped are assisted in getting housing.
Eligibility of PM Awas Yojana (PMAY)
1. Urban PM Awas Yojana (PMAY-Urban)
Income Group:
EWS (Economically Weaker Section) Annual family income Rs. Should be up to 3 lakhs.
LIG (Lower Income Class) Annual family income Rs. Should be between 3 to 6 lakhs.
-MIG-I (Middle Income Class-I) Annual family income Rs. Should be between 6 to 12 lakhs.
MIG-II (Middle Income Class-II)Annual family income Rs. Should be between 12 to 18 lakhs.
Female Eligible The name of the house owner under the scheme should be female (for EWS and LIG).
No Other House There should be no previous house in the name of the beneficiary or any member of his family.
Location The person, who wants to get the benefit of PMAY, should be a resident of an urban area.
2. Gramya PM Awas Yojana (PMAY-Gramin)
SECC Data Selection is done on the basis of SECC (Socio-Economic Cast Census) data for PMAY-G.
Kachha Ghar Beneficiaries should have a kachha house or be in a houseless condition.
Woman Headship The house should be in the name of the woman or in joint names.
No other house Beneficiary should not already own any house in the name of any member of the family.
Economically Weaker Section Economically Weaker Section and Poor Income People in Rural Areas are Eligible.
Other Criteria Priority is given to economically weaker sections, SC/ST, non-caste groups, female headed households, disabled persons and laborers etc.
Based on this eligibility under PMAY, applicants are likely to get loans, subsidies, and other assistance for building construction.
Go to more details:https://ankudigitalbazzar.in/
